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Financing and Lease to Own Options

Financing & Lease to Own Options!

Interested in our many financing/Lease to Own options? Checkout our detailed page of how to apply, get approved, and shop our website with your approval in this short explanation video about how it works:

You can now shop on our site using Fast Checkout with the following Options!



Slice it is an affordable and highly flexible financing option which is offered at the checkout of our online store. The open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time.

It’s simple! Buy in any online store that uses Klarna and slice up your purchases over time, up to 24 Months! How much can you be approved for? Klarna offers up to 10k in approval limits, but there is a credit check involved to get you there. Just choose the payment option that works best for you at checkout and accept the terms. You will know in seconds if you are approved, then complete your purchase. The order amount will be added to your monthly statement. Klarna will let you know once your statement is ready so you can make your payment. You will receive an email notification of your purchase from Klarna and you can manage your account at

To use this option, just put your items in your cart, head over to the checkout and after you’ve put in your contact information, go to payment methods and select Klarna Slice! You will be taken to a portal to apply, and once approved sent back to complete your checkout! It’s that easy and quick...Now get Shopping!

*Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license.

SNAP Finance!

Click on the Picture Above to Apply

  • Easy & Fast Approvals with No Credit Needed!
  • Up to $5,000 in financing to spend online.
  • Checking Account, Valid License, and Employment are the main requirements. Please insure you select Direct Deposit as it is a requirement for approval.
  • Click on the Picture above to Apply for Free with No Obligation for Pre-Approval before you shop.

Checkout by simply adding your items to the cart (include your promotional code if you have one) then select SNAP Finance as your payment method. You will be directed to the SNAP site to apply, and after being approved, you will be directed back to our site to complete your checkout and sign your contract.

Progressive Leasing

Click on the Picture Above to Apply

Progressive Leasing is currently available across most of the USA and is a leading lease to own option. With a simple application process they strive to provide the best customer service experience in the industry.

  • Must be 18 Years or Older
  • Must have a valid Social Security Number or ITIN
  • Must have routing and account numbers for open and valid checking account.
  • Debit Card or Credit Card Needed for Initial Payment
  • Great customer service and support

Progressive needs accurate information to approve the application. If you encounter any difficulties with the application process, please immediately reach out to Progressive Leasing at (877) 898-1970 or contact us directly at (407) 846-8430 for further assistance. Click on the image above to apply and shop online today!

Progressive Leasing obtains information from credit bureaus. The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Not all applicants are approved. The advertised service is lease-to-own or a rental- or lease - purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.


Click on the Picture Above to Apply

Get What You Need Today

Acima Credit makes purchases more affordable, letting you make smaller payments over time. There's no credit needed, so you can qualify based on other criteria. You may elect to use your first or second early purchase options. Or, you will own the items after making all of your rent payments.

Do I Qualify?

Acima Credit makes it easy to qualify. Approval is based on the following:

  • Income History - Do you have a three-month history with your current employer?
  • Monthly Income - Do you deposit at least $1,000 each month into your checking account?
  • Checking Account - Have you owned your checking account for at least 90 days?
  • Checking Activity - Is your checking account free of NSFs, excessive overdrafts, and negative balances?

With tailored payment plans available and an easy application process, Acima Credit provides an affordable solution for your larger purchases.

How it works

How’s your credit? Great, OK, not so good, or non-existent?

Koalafi looks beyond credit scores. With us, you’re just a few quick steps from getting what you need. Apply from anywhere, get approved in seconds, and never miss out on another purchase.

Shop now, pay later.

Apply with Koalafi at one of our thousands of merchant partners to split big expenses into smaller, manageable payments.

We review your application and set you up with a tailored payment plan.

Share a few pieces of information and we'll instantly deliver a decision on a payment plan, with clear and upfront terms.

Checkout and make easy payments

With our high credit limits, you can get exactly the product or service you need. You’ll make convenient regular payments, with options to pay off early and save!

Click on the Image Above to Apply!

 Kornerstone Credit

Want to take your items home? Kornerstone approves you for up to $5,000 without going through all the hassle of traditional credit card lenders. It's great for anybody with bad credit or no credit. The program works like rent-to-own: you are not charged for interest right away but rather month to month. The sooner you pay it off the lower the cost. Also if you pay it off within 90 days there is no interest charge or 90 Days Same as Cash.

Frequently Asked Questions

How can I get instantly approved? Fill the online application and submit it and our underwriting process will instantly let you know if you need to submit further requirements.

How much will I pay in interest? Kornestone offers 90 days same as cash (or cash price if paid within 90 days). After 90 days, there is no interest rate but rather a lease fee. The total amount paid will depend on how soon you pay it off.



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Pay Tomorrow

The traditional credit and lending systems are outdated and don’t work for many good people. Banks, credit unions and other traditional lenders are massive institutions that are typically slow to change, content with their old and rigid underwriting, and embrace the mentality of “if it isn’t broken, why fix it?”

At  PayTomorrow, instead of being complacent with the current system, they asked the question, “how can we make the lending process better?” They realized that customers are more than just a credit score and treat them as such. Their proprietary underwriting allows them to evaluate factors beyond a FICO score to approve more customers and approve those customers for higher spending amounts!

This break from traditional underwriting techniques is the perfect option for millennials, immigrants, and credit challenged customers with good paying jobs but haven’t had the opportunity to develop a solid credit history. PayTomorrow gives these customers a leg up by building credit without penalizing them in the form of charging higher rates over a shorter period due to their lack of history. Furthermore, PayTomorrow remembers the difficult financial times caused by the recession of 2008. While some of these missed payments may have fallen off one’s credit report, adverse effects from these missed payments can follow individuals around for years afterwards. That’s why PayTomorrow evaluates customers on how they’re performing TODAY and rewards positive payment history with lower monthly payments and longer, more flexible terms than other financing companies.

In addition to their innovative underwriting model, PayTomorrow doesn’t think customers should have to wait to learn if they’re approved for credit to buy new aftermarket  wheels, tires, or other automotive accessories. No more printing out applications and faxing them over to a bank for review. With PayTomorrow, credit decisions are made instantly right from the shopping cart! Customers can also utilize their pre-approval process to see how much they will be approved for before shopping. This helps our customers purchase the wheels, tires or accessories they truly want instead of settling for what they can pay for at that time. With a low initial payment at time of purchase (varies between $0 - $59), maximum approval amounts up to $6,500, 0% financing options and repayment terms of up to 36 months, there’s nothing standing in the way of buying with Speedzone Performance LLC and PayTomorrow!

Before, during, and after a customer’s purchase, PayTomorrow provides industry leading support through our US based customer service team. Based in Charlotte, North Carolina, this team communicates with customers over the phone, through online chat, or via email to assist through the application process or answer questions regarding one’s account. They can be reached at 866-418-5857 (Monday – Friday, 8am – 6pm EST) or at They also offer their customers the ability to modify their account outside of these hours through their online customer portal. Customers can change their payment due date, payment frequency, and payment method all from this online portal.

At PayTomorrow, their main goals are to provide access to customers of all credit types and to make the lending process simple and easy for our Customers. Their instant credit decision application with customized rates caters to customers of all credit types and allows more truck and car loving Americans to buy today with PayTomorrow.

    Variable pricing based on credit

    Rewarding customers that have maintained excellent credit with low APR terms (including 0% loans)

    Unique pricing model allows customers who have made a few mistakes with their credit or missed a few payments to pay less than our competitors

    Perfect option for millennials who want to build their credit without paying exorbitant fees.

    Gives you the opportunity to establish credit

    Longer terms than traditional lenders

    You can qualify for programs offering between 12-60-month terms

    Non fico credit rating system (Including No to low Credit)

    Scores based on how you’re performing today, instead of how you used to perform

    Higher spending amounts provided

    Enable you to finance your entire purchase

    US based customer service department

    Allows you to call a number and speak to someone

    Click The Pay Tomorrow Logo Above to Apply and Be Pre-Approved if walking into one of our retail locations or looking for a future purchase approval before checking out online.

    Synchrony: Car Care One

    Click on the Picture Above to Apply

    Car Care One, a Synchrony Financial Company, is a program to finance your car parts and installs while being able to use your credit at a network of companies. Synchrony's program requires a credit check, and is a program that offers 6 and 12 month interest free programs based on your purchase limit.

    • Credit Check Required
    • 6 and 12 Month Interest free periods
    • No Processing Fees
    • Rotating Credit Limit
    • available to use at a network of other businesses
    • Online payment and app support

    Multiple transactions can be done on the Car Care One card based on your credit limit. Minimal payments will apply to your purchase during your 6 or 12 month interest free period. Great for larger purchases that would usually be difficult to afford up front. Already a Car Care One member? There is no need to apply again! Just call or email us with your account info. Click on the image above to apply online for fast easy approval!

    Paypal Credit

    Click on the Picture Above to Apply

    PayPal is already known industry wide as the largest Internet payment and banking solution. The introduction of PayPal Credit has revolutionized micro finance by providing many individuals with credit that may not be approved by conventional methods.

    • 3, 6, and 12 month Interest free payment plans
    • Having a PayPal account is required
    • Having more than 1 checking/credit card linked to your PayPal account helps you're chances of approval
    • Easy flexible payment options
    • Great customer service and support

    PayPal has stricter regulations for approval, however a credit line with them will allow you to spend you're balance anywhere PayPal is accepted. Applying is easy, and usually requires only basic information. Click on the Image above for quick approval that will link your approved funds to your Paypal account for immediate use on our website.


    If you're reading this, that must mean that you've decided on a financing option and may have applied already, or are about to apply. We've got great news, you can shop this site with millions of products available! If you don't find what you're looking for, you can even send us a link from anywhere online for anything you want using this form: Product Request Form. One of our helpful sales representatives will reach back out to you to make sure you get exactly what you're looking for, using the financing option of your choice!

    Checkout this video of some of our many happy Financing Approved Clients!