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Financing and Lease to Own Options

Financing & Lease to Own Options!

Interested in our many financing/Lease to Own options? Checkout our detailed page of how to apply, get approved, and shop our website with your approval in this short explanation video about how it works:
You can now shop on our site using Fast Checkout with the following Options!

ACIMA LEASING

Click on the Picture Above to Apply

Get What You Need Today

Acima Credit makes purchases more affordable, letting you make smaller payments over time. There's no credit needed, so you can qualify based on other criteria. You may elect to use your first or second early purchase options. Or, you will own the items after making all of your rent payments.

Do I Qualify?

Acima Credit makes it easy to qualify. Approval is based on the following:

  • Income History - Do you have a three-month history with your current employer?
  • Monthly Income - Do you deposit at least $1,000 each month into your checking account?
  • Checking Account - Have you owned your checking account for at least 90 days?
  • Checking Activity - Is your checking account free of NSFs, excessive overdrafts, and negative balances?

With tailored payment plans available and an easy application process, Acima Credit provides an affordable solution for your larger purchases.

Snap Loan

Snap Finance provides financing to people who may not be able to get traditional financing or credit. Here's how it works:

  • Apply: You can apply online or in-store, and Snap can make a decision in minutes.
  • If approved, you can shop at a retailer in Snap's network.
  • Select a financing option: Depending on what you need and where you're shopping, Snap may offer a lease-to-own, installment loan, or retail installment contract.
  • Make payments: You'll make payments on a schedule you set up when you applied.
  • Acquire ownership: With a lease-to-own, you'll make payments until the lease terms are fulfilled and you own the merchandise.

Snap's approval process is based on a few requirements, including:

  • Being of legal age to enter into a contract
  • Having a steady monthly income
  • Having an active checking account
  • Providing a valid email address and phone number

SCAN THE CODE IN THE PICTURE ABOVE TO APPLY OR CLICK ON THE BANNER IMAGE

Klarna

Slice it is an affordable and highly flexible financing option which is offered at the checkout of our online store. The open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time.

It’s simple! Buy in any online store that uses Klarna and slice up your purchases over time! How much can you be approved for? Klarna offers up to 10k in approval limits, but there is a credit check involved to get you there. Just choose the payment option that works best for you at checkout and accept the terms. You will know in seconds if you are approved, then complete your purchase. The order amount will be added to your monthly statement. Klarna will let you know once your statement is ready so you can make your payment. You will receive an email notification of your purchase from Klarna and you can manage your account at klarna.com.

To use this option, just put your items in your cart, head over to the checkout and after you’ve put in your contact information, go to payment methods and select Klarna Slice! You will be taken to a portal to apply, and once approved sent back to complete your checkout! It’s that easy and quick...Now get Shopping!

*Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license. 

Progressive Leasing

Click on the Picture Above to Apply

Progressive Leasing is currently available across most of the USA and is a leading lease to own option. With a simple application process they strive to provide the best customer service experience in the industry.

  • Must be 18 Years or Older
  • Must have a valid Social Security Number or ITIN
  • Must have routing and account numbers for open and valid checking account.
  • Debit Card or Credit Card Needed for Initial Payment
  • Great customer service and support

Progressive needs accurate information to approve the application. If you encounter any difficulties with the application process, please immediately reach out to Progressive Leasing at (877) 898-1970 or contact us directly at (407) 846-8430 for further assistance. Click on the image above to apply and shop online today!

Progressive Leasing obtains information from credit bureaus. The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Not all applicants are approved. The advertised service is lease-to-own or a rental- or lease - purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

 

How it works

How’s your credit? Great, OK, not so good, or non-existent?

Koalafi looks beyond credit scores. With us, you’re just a few quick steps from getting what you need. Apply from anywhere, get approved in seconds, and never miss out on another purchase.

Shop now, pay later.

Apply with Koalafi at one of our thousands of merchant partners to split big expenses into smaller, manageable payments.

We review your application and set you up with a tailored payment plan.

Share a few pieces of information and we'll instantly deliver a decision on a payment plan, with clear and upfront terms.

Checkout and make easy payments

With our high credit limits, you can get exactly the product or service you need. You’ll make convenient regular payments, with options to pay off early and save!

Click on the Image Above to Apply!

 Kornerstone Credit

Want to take your items home? Kornerstone approves you for up to $5,000 without going through all the hassle of traditional credit card lenders. It's great for anybody with bad credit or no credit. The program works like rent-to-own: you are not charged for interest right away but rather month to month. The sooner you pay it off the lower the cost. Also if you pay it off within 90 days there is no interest charge or 90 Days Same as Cash.

Frequently Asked Questions

How can I get instantly approved? Fill the online application and submit it and our underwriting process will instantly let you know if you need to submit further requirements.

How much will I pay in interest? Kornestone offers 90 days same as cash (or cash price if paid within 90 days). After 90 days, there is no interest rate but rather a lease fee. The total amount paid will depend on how soon you pay it off.

 

CLICK ON THE BANNER TO APPLY

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Synchrony: Car Care One

Click on the Picture Above to Apply

Car Care One, a Synchrony Financial Company, is a program to finance your car parts and installs while being able to use your credit at a network of companies. Synchrony's program requires a credit check, and is a program that offers 6 and 12 month interest free programs based on your purchase limit.

  • Credit Check Required
  • 6 and 12 Month Interest free periods
  • No Processing Fees
  • Rotating Credit Limit
  • available to use at a network of other businesses
  • Online payment and app support

Multiple transactions can be done on the Car Care One card based on your credit limit. Minimal payments will apply to your purchase during your 6 or 12 month interest free period. Great for larger purchases that would usually be difficult to afford up front. Already a Car Care One member? There is no need to apply again! Just call or email us with your account info. Click on the image above to apply online for fast easy approval!

Paypal Credit

Click on the Picture Above to Apply

PayPal is already known industry wide as the largest Internet payment and banking solution. The introduction of PayPal Credit has revolutionized micro finance by providing many individuals with credit that may not be approved by conventional methods.

  • 3, 6, and 12 month Interest free payment plans
  • Having a PayPal account is required
  • Having more than 1 checking/credit card linked to your PayPal account helps you're chances of approval
  • Easy flexible payment options
  • Great customer service and support

PayPal has stricter regulations for approval, however a credit line with them will allow you to spend you're balance anywhere PayPal is accepted. Applying is easy, and usually requires only basic information. Click on the Image above for quick approval that will link your approved funds to your Paypal account for immediate use on our website.

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If you're reading this, that must mean that you've decided on a financing option and may have applied already, or are about to apply. We've got great news, you can shop this site with millions of products available! If you don't find what you're looking for, you can even send us a link from anywhere online for anything you want using this form: Product Request Form. One of our helpful sales representatives will reach back out to you to make sure you get exactly what you're looking for, using the financing option of your choice!

Checkout this video of some of our many happy Financing Approved Clients!