A dash cam is a small, windscreen-mounted, in-car camera recording everything in front and in some instances the rear of a driver. It can be a motorist’s independent witness when involved in an incident, while also saving motorists money on their insurance.
Most dash cams also feature Parking Mode, which can record incidents and act as a deterrent against theft and damage whilst you’re away from your vehicle.
How does a dash cam work?
A dash cam is mounted onto the windscreen and records the road when you are driving. It’s powered via the cigarette lighter cable or can be hardwired into the fuse box. The dash cam starts recording automatically when the ignition key is turned. It records on a continuous loop, with each clip filmed on a short 3-minute segment onto a micro SD card.
Should I get a Dash Cam?
Dash Cams can bring many benefits to its users with just a few listed below:
Protection whilst parked with Parking Mode
Tackle Crime and Bad Motorists
Resolve disputes from incidents quicker
Encourages better driving
Are dash cams legal?
Using a dashboard camera is legal in the US if it does not restrict the drivers view and is not used to intrude upon someone’s privacy. If you’re a taxi or private hire driver, it is advised to keep sound recording muted to avoid any breaches of personal privacy.
Do dash cams record at night?
All dash cams record at night, but as light levels get low, certain technologies like WDR and HDR really help to create a significantly improved clarity in night vision.
If you do a lot of driving at night, then we would recommend looking at dash cams that have the latest Sony EXMOR sensors for ultimate night vision and enhanced picture quality.
Do dash cams work when parked?
Yes, dash cams can be used when your vehicle is parked. In order to record when you’re not driving your dash cam will need power from a hardwire installation or from its battery if it has Intelligent parking mode.
The Nextbase 512GW models and above have intelligent parking mode that means that a full hardwire installation is not required to record when parked. These models detect when your car is bumped in the car park and automatically record at this point.
Where is dash cam footage stored?
Dash cam footage is recorded onto a micro SD card. When this card is full the camera will automatically loop and record over the oldest 3-minute file.
Footage can be transferred onto a computer, phone or tablet & stored permanently. All our dash cams record high quality footage to protect you and your vehicle and offers peace of mind whilst out on the road.
How much video can 16GB SD card hold?
A Dash Cam can hold approximately up to two hours’ worth of recording on a 16GB Micro SD card before it overwrites the oldest recordings. This is when the Dash Cam is set at 1080p HD to record at 30 frames per second. This will provide enough room to capture any incidents and help prove you were not at fault.
How much video can a 32GB SD card hold?
A 32GB card can hold up to four hours’ worth of dash cam footage when recording at 720p HD, or full 1080p HD at 30 frames per second. It will record approximately two hours’ worth of footage when recording at 1440p Quad HD footage. This will provide enough room to capture any incidents before the SD card loops over and overwrites older recordings.
How do Dash Cams help reduce insurance premiums?
Many top U.S. insurers, including State Farm, Nationwide, Progressive, Geico, and others, already accept Dash Cam footage as part of their claims process, with the cameras serving as independent witnesses for motorists in the event of a traffic incident. With the highest quality Dash Cam footage on hand, users can speed up the prolonged insurance claim process immensely, saving claims departments significant time and budgetary expenses.
Today, we’re in the process of taking those savings even further. Overseas, Nextbase was the first Dash Cam manufacturer to partner with insurance agencies in creating an inclusive Dash Cam discount, whereby consumers would have money deducted off of their insurance premium by using a Nextbase Dash Cam. With the upcoming launch of the new Series 2 range of Dash Cams in late Spring 2019, we have our eyes set firmly on partnerships with top US insurers to recreate this policy in the US soon.
How can Dash Cam footage help save money on an insurance claim?
Reliable, high-quality Dash Cam footage can have a powerful impact on the outcome of many common split-liability insurance claims. Previously, drivers didn’t have a way to show that they’d been operating their vehicle safely and according to the law in the moments before an incident occurred.
Dash Cam footage can stand in as a witness of safe driving behavior, and even change the outcome of a traffic incident to a non-fault. Moreover, insurers can resolve claims with Dash Cam footage up to 50% quicker than without, meaning that a vehicle can get back on the road much sooner than the average standard motor claim time of 248 days.
This, coupled with the fact that “crash for cash” incidents are on the rise, means that insurers are increasing emphasis on the importance of Dash Cams to stand as the most accurate source of evidence in the event of an incident. The Coalition Against Insurance Fraud (CAIF) found that roughly 35% of insurance companies say fraud costs them 5%-10% in claim volume, and more than 30% say fraud losses cost 10%-20% of their claim volume. With Dash Cams helping to defend against fraudulent claims, everyone saves time and frustration: safe drivers and insurers alike.
How else is Dash Cam footage helpful?
By providing evidence of dangerous drivers on the road to insurers, and even the authorities, you’re helping to keep the roads safer for other motorists. Recent studies by the National Highway Traffic Safety Administration (NHTSA) show that in total, American households experienced a staggering $80 billion in loss and damages each year, unmistakable proof that there is an overwhelming need in the US to improve motorist’s safety and overall experience on the road.
Having a Nextbase Dash Cam and recording high-quality footage every time you hit the road is a smart move to protect you and your wallet.